Wholesale Credit Risk Analyst – Officer | Citi Careers 2026| Mumbai

Citi Off Campus 2026:

What a Credit Risk Analyst at Citi actually does:

• Assess the financial and credit strength of large corporate clients through detailed quantitative and qualitative analysis.

• Complete Credit Analysis Write-up Memos and Final Obligor Risk Ratings of Citi’s Counterparties based on independent assessment and judgement completed on the due diligence of the client and industry knowledge to provide appropriate extensions of credit remaining within Risk appetite
• The secured portfolio is continuously monitored, which includes keeping an eye on market changes, assessing the effects on important connections, and reporting possible credit problems to different partners.
• Reviewing and providing recommendation on the risk raking across this sector
• Partnership with applicable regional and industry stakeholders in the implementation of credit assessment and monitoring standards for applicable portfolios

• Participate in employee engagement and Voice of Employee (VOE) initiatives.

Citi Off Campus- Eligibility Criteria:

• BA/BSc or higher degree in Business (MBA), or any other related subject
• 1-3 years relevant experience

Required skills:

• Analytical skills, including an understanding of key financial components (liquidity position, leverage profile)
• Basic knowledge of financial statements and GAAP accounting or similar governance relating to country of operation
• Industry research capabilities, including risk and key drivers
• Credit Policy and procedures; proactively refers to resources as needed
• Demonstrates ability to identify potential risk issues that need escalation and escalates them promptly
• Assists colleagues in identifying stretch opportunities to elevate individual and team performance
• Proven culture carrier
• Interpersonal skills
• Organizational skills
• Willingness to work under pressure
• Written and verbal communication skills, with the ability to communicate clearly and concisely to audiences of varying levels of seniority
• Microsoft Office skills
  – Word, Excel
  – PowerPoint

Who should apply for Citi:

Apply if:

• Enjoy analyzing financial statements and assessing business performance
• Can work effectively with multiple stakeholders and teams.
• Have a background in Finance, Business, Accounting, Economics, or related fields.

Don’t apply if:

• Not interested in risk assessment and monitoring responsibilities
• Prefer purely technical or software development roles

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Citi Recruitment Selection Process:

The Company’s selection process is a structured series of stages designed to identify and hire the most suitable candidates for various roles within the company. Here is an overview of the typical selection process:

1. Online Application
2. Resume Screening
3. Online Assessments
4. Technical Interviews
5. Offer
6. Background Check
7. Onboarding

The steps may vary depending on the role/ team

Why Join Citi?

• Training and development.
• Employee Benefits
• Coaching and support from seniors.
• Continuous learning
• Financial Growth